These Terms and Conditions ("Terms") are a binding contract between you and World Access Service Corp, a company which does business under the name Mondial Assistance ("Mondial"), and which operates this Web site for the BlueCross Blue Shield Association ("BCBSA"). Mondial and BCBSA are unaffiliated, independent companies. By using this Web site, you agree to comply with all of these Terms. These Terms may be modified at any time and without prior notice. Your use of this Web site is governed by the version of the Terms in effect on the date of such use.

Web Site Use
You may use this Web site solely for your personal, non-commercial use and your right to use this Web site is not transferable to any other person or entity. Unless Mondial has agreed differently, you may not link to any page on this website other than the top-level homepage located at http://international.mondialUSA.com/bcbsa, and not to any other page, site or sub-site. If you do link to such top-level homepage, you may not place these web pages in a frame nor may you add to or alter the contents of these web pages. You also may not display such link in any way that: a) is misleading in any way; b) disparages Mondial, BCBSA or any Blue Cross and/or Blue Shield entity, or any of their products or services; c) implies any relationship, endorsement, or sponsorship; or d) is in connection with immoral content.

Provider Information
Hospitals and physicians listed on this Web site represent a sample of the many providers that may be available to you. You should contact the BlueCard Worldwide Service Center at 1.800.810.BLUE(2583) or call collect at 1.804.673.1177 for the names of other available providers, or to arrange service with a provider.

No Medical Advice
Nothing contained in the Web site is intended as medical advice and nothing therein should be construed as such. Nevertheless, some of the tools contained on this site may provide you with general information about medical providers and medical situations. You alone are solely responsible for evaluating the accuracy of such information and determining if any medical provider, course of action, or other product or service is suitable or appropriate for you. You should consult a health care professional regarding your particular medical situation.

Third Party Content
Some of the tools available on this Web site, including the destination guide, contain articles, reports, and other information supplied by companies that are not affiliated with Mondial or BCBSA ("Third Party Content"). Most Third Party Content is available through links to third party websites or its source is clearly identified. Neither Mondial nor BCBSA guarantees the accuracy, timeliness, completeness or usefulness of such Third Party Content and any opinions, advice, or other information or content expressed are those of the respective author(s) or distributor(s). You will use such Third Party Content at your own risk.

Copyright
Except for material in the public domain under United States Copyright Law, all material contained on this Web site (including all software, HTML code, as well as other code) is protected by U.S. copyright laws. Except as otherwise expressly provided herein, you may not copy, distribute, transmit, display, reproduce, publish, license, modify, create derivative works from, transfer or sell any material contained on the Web site without the prior written consent of the copyright owner.

Disclaimer of Warranties
THE WEB SITE IS MADE AVAILABLE AS IS AND NEITHER MONDIAL NOR BCBSA MAKES ANY EXPRESS OR IMPLIED WARRANTIES INCLUDING WARRANTIES OF ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR NON-INTERRUPTION.

Limitation of Liability
Neither Mondial nor BCBSA nor any of its independent Blue Cross and/or Blue Shield Plans shall be liable for any losses, damages, or uncovered charges as a result of using this Web site, using the BlueCard Worldwide Service Center or receiving care from any provider listed on this site.